Terms and Conditions

1. Introduction

Welcome to Sides Insurance! These Terms and Conditions (“Agreement”) govern your use of the services provided by Sides Insurance, a licensed insurance brokerage in the State of California. By using our website (https://sidesinsurance.com/) or engaging with our services, you agree to comply with and be bound by this Agreement.

2. Insurance Brokerage Services

Sides Insurance offers insurance products from a variety of carriers, acting as an intermediary to help you find and purchase the insurance coverage that meets your needs. We offer policy recommendations, coverage information, and ongoing support based on the information you provide.

3. License and Regulation

Sides Insurance is licensed by the California Department of Insurance and adheres to all applicable state regulations. Our license number is [ ]. You can verify our license through the California Department of Insurance website. We operate in compliance with California insurance laws.

4. Client Responsibilities

4.1 Providing Accurate Information: As a client, you are responsible for providing accurate and complete information during the insurance application process. Any inaccuracies or misrepresentation may lead to denied coverage, voided claims, or policy cancellations.

4.2 Reviewing Policies: You must review your insurance policies carefully. If you find any discrepancies or have concerns about your coverage, you are required to notify Sides Insurance immediately.

4.3 Payment of Premiums: It is your responsibility to ensure timely payment of insurance premiums directly to the provider. Failure to pay premiums may result in the lapse or cancellation of your policy.

5. Brokerage Fees and Commissions

Sides Insurance may receive commissions or other compensation from the insurance providers we work with. These fees are typically included in the premium paid to the insurance carrier and do not result in additional charges to you unless otherwise specified. If a fee is charged for any additional services, you will be informed in advance.

6. Cancellation and Refunds

The terms of cancellation and refund policies vary by insurance provider. It is your responsibility to review your individual policy for specific details on cancellations, refunds, or early terminations. For assistance, please contact Sides Insurance at [billing@sidesinsurance.com]).

7. Dispute Resolution

If a dispute arises between you and Sides Insurance regarding services provided, you agree to attempt to resolve the issue informally by contacting us. If we cannot resolve the issue within 30 days, you may seek mediation or arbitration as provided by California law.

8. Privacy Policy

We value your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for information on how we collect, use, and protect your data in compliance with applicable laws.

9. Changes to Terms

Sides Insurance reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on our website, and continued use of our services constitutes acceptance of any revised terms.

10. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us:

Mailing Address:
Sides Insurance
3400 Cottage Way, Ste G2 #26307
Sacramento, California 95825
United States